So You Decided You Want to Save . . .

Now You Need to Learn How to Talk Like SAVER

When you first began to learn how to save it can be a little bit intimidating. Think of it as riding a bike for the first time. You may not get it on the 1st try and fail, but when you continue to try, you soon became a pro and could ride without holding the handle bars. LOL


Take the time out to read this post, and concentrate on the bolded words. These are abbreviations that will be used on my blog.  Keep in mind that these are the very basic.  There are many more and I will slowly introduce them. 

• Inserts- The stacks of coupons found in most Sunday newspapers.

• 12/17, 10/9, etc.- The date a coupon was found in the Sunday insert. For example- a “3/7 insert” lets you know that a coupon was in the paper on March 7th.

• RP- Red Plum, a Sunday newspaper coupon insert.

• SS- Smart Source, a Sunday newspaper coupon insert.

• PG- The coupon insert distributed by Proctor & Gamble.

• $1/2, $1/1, $2/1, etc.- The value of a coupon and the quantity of items needed to redeem. The first number (the dollar amount), is the face value of the coupon. The second number is the number of items you need to purchase in a single transaction in order to receive the coupon discount. For example- $1/3 lets you know that you must purchase three of the listed items in order to receive $1 off at checkout.

• B1G1- Buy one, get one free deal

• ECBs- Extra Care Bucks, part of shopping the bargains at CVS.

• Overage- After using a coupon on an item, you will occasionally make a “profit”, whether in actual cash or some other form of store compensation. For example, if you buy a product that is priced at $1.50, but the coupon is for $2 off, you may be able to make 50 cents “overage”.

• Tearpad- ”Notepads” of coupons found in stores. The tearpads are typically found near the item the coupon is to be redeemed for. You simply just tear off the coupon from the pad and give it to the cashier at checkout, you can also save them if you don’t want to buy that item now.

• Peelie- Coupon ”taped” to a product package in the store. Usually good for a discount on that specific item.

• AY-Stands for All You magazine. (Only sold at Walmart or by subscription).

• Catalina- A coupon that prints out of a separate machine by the register after you purchase particular items that trigger it. These can be for money off your next order (to be used like cash) or for money off a particular item (to be used like a manufacturer’s coupon).

• ECB - Stands for “Extra (Care) Bucks,” or the coupons that print out on your receipt at CVS and can be used like cash on your next purchase.

• OOP - Stands for “Out of Pocket,” or the amount of actual cash you spend on a given transaction at the store.

• RR - Stands for “Register Rewards,” or the Catalina coupons that print out at Walgreens and can be used almost like cash to pay for your next order.

Next week, look for my blog post on

“How to Have a New Years Eve Party, Without Going Broke"